RENEW LIFE CLEANSE SMART
Cleanse Smart Detox pt.1
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RENEW LIFE CLEANSE SMART

Is the current financial crisis a blessing for the environment?
For the past few months, we have all witnessed steady flow of negative news about the economy, credit markets and companies and families receiving strained by financial woes.
In the past few days focused far Bailout and Rescue of Wallstreet. What has become clear to us all The fact that prices have increased by starting with fuel after Hurricane Katrina several years ago, and now affects nearly every aspect of life.
In addition, what was thought to have been never not graduated increase in home values (the biggest retirement nest egg for most of them) came to screeching halt and reversed the order of 20-30% in many areas country. With the collapse of one bank after another, and huge takeovers by government (Freddie and Fanny come to mind and AIG), other institutions have responded in such a way that is quite typical when something wrong in the United States.
Initial tend to shrink as at least take advantage of every situation and then the pendulum swings all the way to extreme other end. Case in point: Banks and other lenders are giving mortgage loans and credit lines to people without proven income, for significantly overpriced houses, and top of it, they did not ask for advance payment, any principle payment, and even replaced the remaining interest payments – all that the claim that rising value of the property will take care of everything within 2-3 years.
If you, as a private person paid mortgage the old fashioned way, every month, with interest and principle and based on certain payment 10-20% would think that these banks and lenders you worked with would appreciate your good behavior and See a large customer.
Your house is probably still worth more than are attracted to it, even after all corrections. But, if you want to go and ask a new mortgage or a new credit line in time chances are you will get it regardless how well you behaved the last 5 years.
It is not that nobody likes you, but Banks and lenders have decided not to take any risk anymore. Now they want to know everything, they never asked in the past – And then some, before they even consider giving you money.
What does that has to do with the environment and eco consciousness?
Well, in recent years organizations, Nobel laureate (like Al Gore) and ordinary shareholders, creditors who asked the banks will be addressed the project's impact on the environment environment and policies of the companies gave money.
Have you ever wondered how it was possible that thousands and thousands of houses were built during the real boom Real estate and almost none of them is solar panels or heat exchanger in the eyes? They were built quickly and cheaply, though most real estate will be around 50 years and all the necessary technologies are available.
Although all countries throughout the term part of the energy companies to produce more parts with alternative energy resources (wind, solar energy wave action, etc.), construction industry received money sent fist without any of these requirements. In fact, builders often had trouble getting money, if they want to implement these eco-systems because it would make their buildings less competitive compared to other players in the same market.
While all this it is, consumers and investors (shareholders) were more rigorous sensitivity environment of companies owned or financed. In October In 2007, discussing the value of so-called "renewable energy credits (RECs), which companies buy when they really reduce their impact on nature, here is what Business Week wrote:
Johnson & Johnson has declared a 17% reduction carbon emissions after 1990, based on largely on RECs. Without credit, the pharmaceutical giant observed 24% increase, J & J staff acknowledge. "Recent corporate moves by J & J and others are pushing in the right direction but it is still case in comparison with the problem hand, "said Hunter, a former J & J manager.
Against the backdrop of overheated claims, some companies have made a legitimate conservation environment. Wal-Mart Stores (WMT) helped spark a market for energy-saving fluorescent bulbs, giving them the best accounts while incandescent bulbs are more profitable. Office Depot lighting and processing energy more than 600 stores, contributing to real 10% reduction in the company's release of gases heat-trapping. Dow Chemical (DOW) and DuPont (DD) significantly trimmed their actual emission levels. But there is still reason to worry about long term commitment. Dow says it invested 1 billion to help achieve reductions of 19% between 1994 and 2005. Because the technological challenges cost, however, Dow predicts that additional cuts will not happen until 2025, 18 years from now. "
So what is said in this crisis changed all that? I think the same way for creditors and banks Now they want us to show every detail of our revenue, our ability to pay fees, commitment to our obligations and our desire to limit our appetite for all types of consumer credit they will follow the requirements of their shareholders and companies for the same standard.
When companies want to fund projects in the future, I believe it is very likely that banks will not only look for financial risks, but in the long term impact the opinions and demands of consumers and shareholders.
Many studies have shown that society as a whole in all its 'different roles as investors, consumers, staff, parents and others require more green initiatives and eco-consciousness – the order of 75% +.
Although things may seem quite grim right now, I am optimistic that one positive results of the current Financial crisis may be that banks and other creditors will not only look at numbers, But also the impact of a project or proposal for the environment – not because Suddenly they have smart, but because their constituents parts at all levels simply demand it.
It's nice painful cleansing like this we are witnessing now. Some unexpected benefits can come from it and I and we all hope our children will be better in the long run because as it
About the Author
Axel Meierhoefer is an eco-conscious performance coach, author, and the founder of Axel Meierhoefer Consulting (AMC LLC). His motto is” Helping others help themselves achieve success”. If you’d like to get on his E-mail list for more articles, or like more insights, goto http://www.meierhoefer.net/blog or email AM@Meierhoefer.net.
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